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Debt in the UK
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Get free advice on how to deal with your debt online from the UK's leading debt charity
Working with ministers across devolved states to advocate for society's financially vulnerable.
We have helped over
7.5 million
people since 1993
We work with the All Party Parliamentary Group on Debt and Personal Finance, and provide briefings and resources to MPs.
We provide the Secretariat for the All Party Parliamentary Group (APPG) on Debt and Personal Finance, which brings together MPs, peers and stakeholders to discuss, debate and campaign on issues affecting household debt and family finances. There are over 30 members of the group, from both Houses of Parliament and across the political spectrum.
Learn more about our work with parliaments
This election year, we need to see a real commitment to change for the 3.5 million people struggling with problem debt. After years of cost of living pressures, the next Government must place financial security at the heart of its agenda.
Read more about our 2024 asks here
See more of our campaigns
StepChange response to Ofgem Call for Input - May 2024
StepChange response to Enforcement Conduct Board Draft Business Plan 2024/25 - April 2024
StepChange response to the Money and Pensions Service consultation - April 2024
Browse all our responses
Our blog highlights the trends our team sees, and uses in-depth data, research and insights to suggest ways to improve the lives of society's financially vulnerable.
Visit the Medium blog for more
Our press office can comment, arrange briefings or interviews with experts, and help facilitate case study requests with clients who are willing to share their experience in the media.
Visit the Media Centre
Our client data and research over the last decade highlights debt trends in the UK. These insights into the causes and consequences of problem debt inform our campaign and policy work.
Read our research