We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
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Money advice: Maximising your income

Read our guides to make your money go further and create a monthly budget that works for you. Worried you need help with debt?

Take our quick debt test

  England, Wales, Scotland and Northern Ireland

What will you find in our money advice guides?

How to find out what benefits you can get

Last year more than £12 million in extra monthly benefits was found for the people who had used our calculator.

Use our free online benefits calculator

Ways to spend less on everyday spending

We can help you cut back spending on food, clothing and utility bills and more.

Our guides to reducing spending

Ways to get more money coming in

We can help you find out about benefits, discounts and other ways to make money.

Our guides to increasing income

Ways to make a monthly budget that works

We can help by breaking this down into simple steps that are easy to follow.

Our guides to making a budget

Ways to get urgent help with money

We can help if you have no money for food, are worried about bailiffs and more.

Our guides to emergency help

Let us answer your money and debt questions

We have have hundreds of guides to help you deal with your money worries.

Katelyn on Feefo says:

"Highly recommend looking at StepChange for anyone worried about their debt and putting it off like I did. Very professional and helpful and easy to use."

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Worried about missing important payments?

This is a sign that you may need help with your debts. We are here to help you. The easiest way to get help is to get started online. And our expert team are on hand when you need us.

Get debt help now

Making a monthly budget may be easier than you think

Watch our video guide to find out how to get started.

What is an Individual voluntary arrangement (IVA)
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7 days, 7 ways to deal with your money worries

It is time to take control of your finances. You do not have to do it alone. Our step-by-step email programme can get you back on track in just one week.

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"BRILLIANT"

"Great service and support. Totally non judgemental, take the time to go through EVERYTHING and tell you what amount you really should be budgeting for your REAL living costs."

Richard, Feefo review

Debt happens. We deal with it.

We have helped millions of people since 1993.

Find out how.