Life, money and budgeting

Everyone will deal with an unexpected event at some point in their life. This could be illness, job loss or the death of a loved one. This can impact your life in many ways and make it hard to mange your money.

You may find that

• The money you are bringing in is less than usual and want to earn more
• You have been trying to save up money, but something always gets in the way, such as, rising living costs or an expense out of the blue
• You are worrying about health problems, or how you can improve your life through things like education, while managing or avoiding getting into debt

We want you to have a full understanding of your situation, as well as how best to manage any household bills and debts you may be dealing with.

Working out a budget to cover your living costs and debt payments can help you take control of your finances and your life again. It can also put you in a much better position to deal with sudden expenses.