We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).

Let us answer your debt questions

Debt can be a confusing topic, but we are here to support you. We have hundreds of articles about debt and money that can help you find answers to any debt questions you might have.

Our search tool is not powered by AI. Any searches you make will find articles that have been written to cover the questions we are asked most often. For advice on your own situation, we recommend getting free online debt advice.

  Our guides can help people living in England, Wales, Scotland and Northern Ireland.

What people are looking for right now

Debt jargon can be hard to understand. Our glossary explains over 250 debt and credit related words in simple terms.

The debt collection process

This is when the people you owe start trying to get money back from you. It can range from missed payment letters and default notices to court action and County Court Judgments (CCJs).

Find ways to deal with debt

Explore different ways to deal with debt, known as 'debt solutions'. Find out how they work, and how we can help you find which solution is right for you.

Your financial situation

Take back control of your money. Learn how to make a budget that works for you and manage rising living costs.

Types of debt

There are many different types of debt. Read about the kind of debt you are worried about and how you should deal with it.

Handling debt problems

When you are struggling with debt, it can be hard to know where to begin. Remember, you are not alone. We are here to help.

Other ways we can help

Read our advice on money and budgeting for useful tips on boosting income, saving money and controlling your finances. We also have a range of debt calculators and tools.

We are here to help

Dealing with debt is different for everyone and knowing where to start can be stressful. Our debt advice and support service eases the pressure by making help clear, straightforward and tailored to you.

Since 1993, we have helped over 7.5 million people with their debts. You do not have to deal with debt alone.

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Debt happens. We deal with it.

We have helped millions of people since 1993.

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"From the kind lady who calmed me down when all seemed lost, to the professionals who never judge to the clear communication, it's all been a great help. I would absolutely advise anyone to get in touch with these guys as soon as possible. Do not let things get worse out of shame."

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