We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
dad and daughter cooking

Considering a DRO?

We can help with free, impartial debt advice online now.

Get debt help

i England, Wales and Northern Ireland

Getting a DRO

How do I apply for a debt relief order?

You can get a debt relief order (DRO) through one of the organisations approved by the Insolvency Service.

What is a DRO?
Logo
2:17
 

A debt relief order (DRO) is a debt solution that helps people on a low income. You can only get one through an organisation approved by the Insolvency Service.

A DRO is a type of insolvency suitable for people who:


  • Are on a low income
  • Cannot pay back their debts
  • Are homeowners
  • Have few assets
  • Have unsecured debts of less than £50,000
  • Live in England, Wales or Northern Ireland

Organisations that can submit a debt relief order are called ‘competent authorities’.

dad and daughter cooking

Is a DRO right for you?

We can help with free, impartial debt advice online now.

Get debt help

How much does a DRO cost?

There is no fee to apply for a DRO.

Is a DRO right for me?

Use our online debt advice tool to find out if a DRO is right for you.