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Considering a DMP?

We can help with free, impartial debt advice online now.

Get debt help

i All UK

Debt management plans (DMPs)

About debt management plans (DMPs)

A debt management plan is a debt solution that lets you make affordable payments to your debts.

It may be the right choice if:

  • You are struggling to keep up with your normal debt payments
  • You have some money leftover each month after bills and living expenses

A debt management plan (DMP) is usually arranged by a third party provider like:

  • A debt charity
  • A debt management company

Here is how it works:

  • You make a single monthly payment to the DMP provider
  • They contact all the people you owe
  • They send each one a share of your monthly payment

Some people self-manage DMPs, but you need to deal with the people you owe yourself.

DMPs are available across the UK.

dad and daughter cooking

Considering a DMP?

We can help with free, impartial debt advice online now.

Get debt help

 

How can I set up a DMP?

Get debt advice to make sure this is your best option.

Most debt management companies charge for DMPs. StepChange offer DMPs for free.

Considering a DMP?

We provide DMPs for tens of thousands of people each year.

If a DMP is right for you, we will:

  • Set it up
  • Oversee it for you

household bills iconWorried about money and your mortgage?

Maybe it is a strain to keep on top of monthly spending. Or you don't know what to do when your fixed rate mortgage ends.

Together, we can look at your situation and unlock your options.

Read our homeowner guides.