What happens after my bankruptcy is annulled?
If your bankruptcy is annulled details of your bankruptcy will be removed from the public register of insolvencies.
Your creditors will also be contacted and told about the annulment. They can begin contacting you again to ask for payment, unless an IVA has been agreed.
You’ll need to contact the three credit reference agencies with proof of the annulment to get details of the bankruptcy removed from your credit file. If you’re a homeowner, you’ll also need to inform the Land Registry, as the official receiver will have previously placed a ‘restriction’, to prevent you selling your house.
All of your property and assets become legally yours again. However, if the official receiver has already sold any of your property before the annulment, you can’t get it back.