Debt can affect anyone, yet stigma and judgement often prevent people from getting the support they need.
This Debt Awareness Week (24-30 March), we are:
- Shining a light on the impact of debt stigma — how and why it exists, and what we can do to break it down
- Helping people start conversations about their debt worries with partners, friends and family, and
- Showing how people can take the first steps to getting help
Why does debt stigma exist?
Debt stigma exists because some people believe that having debt means you have made bad choices. But that is not always true — things like losing a job, sudden expenses, or high living costs can make it hard to manage money.
Movies, news, and social media sometimes make debt seem shameful, which can make people feel embarrassed or scared to ask for help. This stops important conversations happening and makes it harder for people to get the support they need.
Start your conversation
Talking about debt can feel difficult, but opening up is the first step toward finding support.
Start by choosing someone you trust, like a friend, family member, or debt advisor. You don't have to share every detail — just saying, "I'm feeling stressed about money and need some advice" can help break the silence.
Remember, you are not alone, and talking about debt is a sign of strength, not failure. When in doubt, remember, 'TALK'
- Tell the right person
- Allow yourself time
- List your key points
- Know that help is available
Take the first step
Taking the important first step to getting help with debt can feel overwhelming, but you don't have to do it alone.
Start by writing down your main money worries and looking for trustworthy advice. We offer free online debt advice backed by experts. Reaching out may feel scary, but it's a powerful step toward regaining control and finding a solution that works for you.