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Additional IVA payments

If you have an individual voluntary agreement (IVA) from StepChange, you'll have been given an 'additional income threshold'.

Your additional income threshold is the extra amount you’re allowed to earn before any additional payment is due. You must pay 50% of whatever income you earn over that threshold amount into your IVA.

If you’ve earned more than your additional income threshold, use our simple IVA payment calculator to understand how much extra you need to pay this month.

If you have an IVA with another provider, please contact them for further advice. We don't recommend that you use this tool.