Add our 60-second debt test on your website
For anyone with money worries our 60-second debt test could be their first step towards understanding their debt problem.
Adding the test to a web page is easy – simply request the 'embed' code to use on your site. Our test is fully responsive and mobile optimised.
What is the 60-second debt test?
A 60-second debt test is a quick, simple tool that tells a person if they're showing signs of a debt problem. It then gives straightforward advice on their next steps. It can be the wake-up call a person in trouble needs to get debt help.
Here's how it will look on your site:
If your situation is filling you with dread, answer 5 quick questions to find out what you should do next.
Be honest – this will just be between us, and we′ll not record any of the answers you give.
Do you use credit, loans or an overdraft until your wages or benefits come in?
Have you been making minimum repayments on debts or even missing repayments on them?
Have you received any charges for late payments, or fees for your overdraft recently?
Are you currently using credit cards to cover your repayments?
Have you been using credit to pay your household bills or fallen behind on paying them?
Things are looking pretty good
Don′t worry, things are looking pretty good
From what you′ve told us, you don′t have a debt problem.
Make sure you keep on top of your money. You can use ourbudgeting guidesto get started. If anything changes and you can′t pay your bills as easily in the future, this will help you.
If you′re worried about money, don′t wait to come back to us forfree and impartial debt advice. We′re here to help you whenever you need us.
Get debt help now
You should act now to avoid bigger problems later
From what you′ve told us, you may have a debt problem. Don′t worry, there′s lots you can do. And taking action now means you start to sort it out quicker.
You can get debt advice online, and switch to the phone if you want to talk with someone. Either way, we won′t share your details with anyone.
Get debt help now
Or, if you′re not ready to get help, make sure you keep on top of your finances. You can use ourbudgeting guidesto start.
It looks like you need help with your debts
From what you′ve told us, your debt has become a problem. You may be worried about this, but we can help you.
Getdebt advice online now, and you can switch to the phone if you want to talk with someone. Either way, we won′t share your details with anyone.
We′ll help you to create a budget. This will show you how much you can afford to pay towards your debts. We′ll also help you deal with the people you owe money to and recommend ways to start to sort out your debt.
We′re here for you online 24/7. If you need to stop and come back later, that's fine.
Get debt help now
You need help with your debts
From what you′ve told us, your debt sounds a big problem. You′re probably worried about this. We can help you.
Getdebt advice online now, and you can switch to the phone if you want to talk with someone. Either way, we won′t share your details with anyone.
We′ll help you to create a budget, which will show you how much you can afford to pay towards your debts. We′ll also help you deal with the people you owe money to, and recommend ways to start to sort out your debt.
We′re here for you online 24/7. If you need to stop and come back later, that's fine.
Get debt help now
Sarah
"It didn′t matter how many times I re-worked my finances - I would just keep overspending. I just kept telling myself that I had it all under control, but my debts were creeping up over time."Sarah′s story
Jamie
"I hid it from my friends because I didn′t want to be judged. I didn′t want to seem like that person who didn′t know how to handle money."Jamie′s story
Carol
"When I found StepChange Debt Charity, they didn′t want anything from me except the truth. When I spoke to the first advisor on the phone I was in a bit of a state, but she made me feel a lot better and that I wasn′t being judged in any way, which made a huge difference."Carol′s story
John, Greater Manchester
"StepChange don't judge you. They're here to help. I feel a lot less stressed thanks to them."
Beth, Devon
"The service has been amazing, I feel a massive weight off my mind and no longer worry about my finances."
More clients' stories
Why should I add the debt test to my website?
We know that 50% of people in debt wait a year before seeking help. In this time their financial situation often gets much worse. The 60-second debt test:
- helps people recognise the danger signs of debt
- tells them clearly if they've got a debt problem
- makes it easier to take the first step to tackle their debts
Get the debt test for your website now
Complete a simple form and agree to our terms and conditions of use and you’ll be able to access the web code to place it on your website. Fill in the agreement form to get the debt test now.
Get the debt test