We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
dad and daughter cooking

Considering a DMP?

We can help with free, impartial debt advice online now.

Get debt help

i All UK

Debt management plans (DMPs)

About debt management plans (DMPs)

A debt management plan is a debt solution that lets you make affordable payments to your debts.

It may be the right choice if:

  • You are struggling to keep up with your normal debt payments
  • You have some money leftover each month after bills and living expenses

A debt management plan (DMP) is usually arranged by a third party provider like:

  • A debt charity
  • A debt management company

Here is how it works:

  • You make a single monthly payment to the DMP provider
  • They contact all the people you owe
  • They send each one a share of your monthly payment

Some people self-manage DMPs, but you need to deal with the people you owe yourself.

DMPs are available across the UK.

dad and daughter cooking

Considering a DMP?

We can help with free, impartial debt advice online now.

Get debt help

 

How can I set up a DMP?

Get debt advice to make sure this is your best option.

Most debt management companies charge for DMPs. StepChange offer DMPs for free.

Considering a DMP?

We provide DMPs for tens of thousands of people each year.

If a DMP is right for you, we will:

  • Set it up
  • Oversee it for you

Get debt advice online today

Unlock your options as a homeowner


Find out more about how to deal with mortgage arrears, fixed rate ending, how debt can affect your home - and more.

Read our guides